When the Underwriter settles a claim for the replacement of an item, or where the sum insured is used up in its repair, the premium for that item will be deemed to have been utilised and all cover on that item will cease with immediate effect. This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip. ii)the radioactive, toxic, or other hazardous properties of any explosive nuclear assembly or its component parts.

We are also able to offer an exchange to a different product if required, please specify this when returning your product. Any insured person who is not a UK resident, loss from baggage unless being carried by the insured person, any items stolen from an unattended vehicle, any loss from wear and tear, gradual deterioration, mechanical or electrical breakdown or cleaning and renovation. Cover beyond the period of this insurance may be arranged through T H March & Co Limited or via www.thmarch.co.uk Any losses from baggage, clothing or other belongings unless such baggage, clothing or belonging is being carried by hand or worn by the Assured or by any other person to whom the Assured has given the insured item as a gift. The insurance covers you against accidental loss, damage or theft. Items are covered Nation wide and up to 30 consecutive days abroad each year the insurance runs, in the event you wish to make a claim and the claim is accepted, you won't have to pay any excess fees.It is important you read the certificate as this details the terms, conditions and any restrictions in cover. Any cost of repair or replacement which would improve an insured item beyond its condition immediately before the occurrence of the loss or damage leading to a claim being made.

Unless specifically agreed in writing by the Underwriters this insurance shall be governed by the laws of England and subject to the exclusive jurisdiction of the UK Courts. i) ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of Underwriters at Lloyd’s are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Further details can be found on the Financial Services Register at www.fca.org.uk/registeri) war, invasion, act of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, If you are unhappy with the way your claim is being handled you should follow the procedure shown overleaf to make your complaint. All products arrive with an official manufacturer's warranty, this insurance option is added protection against accidental loss, damage or theft.

In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.

This is no slur on the driver as they are truly hard pushed however would you have believed me if I said I did not receive? . If you wish to make a complaint you can do so at any time by referring the matter to either: The Customer Services Department,

If you (the Assured) make any claim knowing it to be false or fraudulent in respect of any loss or the amount involved, this claim could be declined and all future claims made under it could be forfeited.Underwriters at Lloyd’s are members of the Financial Services Compensation Scheme. You may be entitled to compensation from the Scheme if the Underwriters are unable to meet their obligations to you under this contract. If you were entitled to compensation under the Scheme, the level and extent of the compensation would depend on the nature of this contract. Further Information about the scheme is available from the Financial Services Compensation Scheme 10th Floor, Beaufort House, 15 St. Botolph Street, London EC3A 7QU. You get a 3 year warranty-certificate for your new timepiece. If there is any problem with the mechanism, this certificate garanties a 100 % protection- meaning we take care of the technical integrity inbetween these 3 years.