All you need to apply is to have a debit or credit card, to be over 18 years of age, and to be a resident of the United Kingdom Creation Consumer Finance Ltd is authorised and regulated by the Financial Conduct Authority (Register no. 311518). Long-wearing, transfer-resistant eye pencil with a unique smudge-tip at one end. Smooth, easy, effortless. Won't tug delicate eyelids. Colour wears for hours. Line can be softened for a "smokey" look. Line the eye using long strokes to achieve a defined eye. Use sponge tip if "smoky" look is required. John Lewis plc, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (Register no. 724309) for the purpose of introducing the credit provided by Creation Consumer Finance Ltd, registered office: Wellington Buildings, 2-4 Wellington Street, Belfast BT1 6HT.