Most insurers have a 'keys exclusion' clause written into the small print, which states that if your car is stolen while left unattended with the engine running, you won't be covered. Made from vulcanised rubber with a matte finish and a soft cotton inner, you’re certainly not losing out on the Hunter quality. Longer wellies are ideal for protecting your clothes from mud, splashes and thorns when you’re out walking, but make sure the boot isn’t too tall to allow you to crouch or kneel. Unlike traditional wellies they’re really easy to slip on and off, and they don’t feel heavy or inconvenient.

The best material for the outer layer, lining and sole of your wellies depends on what you’ll be using the boots for, how much use they’re going to get, and how much you want to spend. If your wellies don’t give you full control and you can’t feel the pedals, it’s best to swap them for a safer pair of shoes, as you could risk invalidating your insurance if you’re involved in an accident wearing shoes you know are unsafe.However, there are still a small number of insurers that aren’t signed up to the ABI's commitment, so it’s important to check this out as you’ll need to contact them if you’re having winter tyres fitted, otherwise your insurance will be invalid. They’re easier to pull on and off, too, and these boots also sport elasticated gussets at the ankles that give them a smart, Chelsea boot appeal. Rule 97 in the Highway Code states that motorists should ensure “clothing and footwear do not prevent you using the controls in the correct manner”.

Or a stylish, weatherproof, fully adjustable pair of wellies that are equally at home striding around the city and hiking up and down muddy hills? But if the snow has settled and you aren’t struggling to see, then the lights will dazzle other drivers and could increase the risk of a collision.

Key features – Material: Natural rubber upper and sole; polyester lining; Height: Tall; Other colours available? The big rubber soles are comfortable and bouncy, yet tough enough to take on challenging environments. And remember that the thick rubber used to waterproof wellingtons means your feet will eventually get hot and sweaty, which can lead to uncomfortable rubbing. Alongside registration plates, it’s also illegal to drive with snow on your lights, mirrors, roof, and all of your windows.

Their mid-calf cut and generous width make them perfect for wider calves and, with plenty of room to move, they’re brilliant for gardening. This means you don't have to notify your insurer because they deem the tyres safer at this time of year. It’s ingenious: the membrane stops water from getting through from the outside, but does allow water vapour (eg sweat) out the other way. Key features – Material: Synthetic upper and lining, rubber sole; Height: Ankle; Other colours available?

Key features – Material: Rubber upper and sole; polyester lining; Height: Mid; Other colours available? The only caveat is that Hunters are very comfortable for narrow and regular feet: if you have wide feet you may want to look for a roomier model. But more likely is that the liquid will get into any scratch or chip in the windscreen and when this refreezes it will expand, causing the glass to crack further.

In recent years they’ve become a bit of a fashion statement too, with myriad colours and pastel, matt and even glittery incarnations now on the market, making them as popular at festivals as they are on farms.Key features – Material: Rubber upper and sole; textile lining; Height: Ankle; Other colours available? To help clear up the confusion and separate fact from fiction we teamed up with the car insurance experts at USwitch to look at the facts around driving in winter. If your visibility is severely harmed by heavy snow, then by all means, try your fog lights to see if they help - they should reflect less off falling snow than high beams. Look for a snug fit that doesn’t wobble around while you walk, but which isn’t so tight that you can’t move comfortably. These wellies from French company Aigle are made from a tough, abrasion resistant multi-layer rubber, making them a durable boot for when you’re out and about in the muddiest conditions.