The Complete Guide to Property Investment: How to survive & thrive in the new world of buy-to-let

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Now, Cornerstone Press is republishing a revised and updated edition, supported by a campaign to take the book to an even wider audience. Editorial director Rowan Borchers acquired UK and Commonwealth rights from Rachel Mills at the RML agency in a two-book deal. Your finances are the result of all the value you’ve created, all the discipline you’ve exhibited, all the investment decisions you’ve made. In situations like this where you don’t have an edge, it’s best to diversify: own a bit of everything, and do well on average. No special knowledge needed.

You don’t need even the slightest knowledge of economics to read this book – just a desire to understand why the world of money is working against you, and what to do about it. Rob Dix started investing as a hobby using his spare cash, but soon became obsessed. Over the next 10 years, he would do everything he could to educate himself about the financial world and to pass on what he learnt. Age is generally used as a proxy for earning power: the closer you are to retirement, the less risk you want to take on. Alongside investing courses, financial advisers and your own investing experience, books will play a big part in helping you understand how the property market works. You can hear Rob along with co-founder Rob Bence every week on The Property Podcast. Rob Dix’s most popular property books The Complete Guide To Property InvestmentThe capacity to generate future income is the most valuable asset everyone starts life with. As your working life goes on, this future earning power decreases as it’s “used up”. Yeah, I know we did a podcast about that. I think it was our best listened to episode of last year. Now before we move on from this topic, is inflation actually good for anyone? However, the difference here is that the writer explains that the key to making the most amount of money from any property is to magnify the house’s value to its maximum.

This is an audio transcript of the Money Clinic podcast episode: ‘Investment masterclass: ‘Money is basically a fiction’’ In today’s investment masterclass, Rob Dix will be sharing his tips for growing wealth in times of high inflation and why he thinks it’s harder to get by financially now than it used to be. Plus, I’ll grill him about the property market and his experiences of being a buy-to-let investor. So. Rob, welcome to the show.

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Money is created when loans are made. The amount of debt has gone way up, which means there is now loads of money, loads of debt. And it’s kind of got to a point where it’s not sustainable. Yeah, well, first of all, I choose to rent because I like the flexibility, so I fully do so in London, where rents have gone up a lot. So I fully see that side of things as well. But that’s, also kind of shows why I like property as an investment, because the rents do tend to rise in line with earnings and inflation. So you’ve got an income stream that sort of rises over time. In terms of actually getting into property, though, it’s not something to be taken lightly. Money is basically a fiction that everyone has chosen to believe in. At least that’s what today’s Money Clinic guest Rob Dix believes. Rob is a professional investor, podcaster and author who has spent the last 10 years building up a national business as a private landlord and property investor. His latest book is called The Price of Money: How to Prosper in a Financial World That’s Rigged Against You. Now it isn’t just a guide for people wanting to get a grip on their investments. It also explains how the global monetary system shapes our everyday personal finances. Through your interest that you’re receiving. And that’s not been the case since 2008. So for that whole time, you’re guaranteed to lose money by keeping it in the bank, which is not great. So if you’re saving up for a house, then you’re kind of your, it’s gonna be getting harder and harder to save if the money you have saved is losing value. The other part of it is because of quantitative easing, which happened in the wake of the last financial crisis . . .

Doing something else. (laughter) So that’s one. And the other is favouring boring companies. So it’s like, when money is free and everything’s going great, then all your kind of Teslas and Netflix and all those exciting companies that are maybe possibly gonna make money one day, are very attractive. When that’s not the case and we’re now in a more high-interest-rate environment and gonna stay there, but your kind of boring, kind of consumer staples, again, things people actually need, and they’re probably been trading a bit cheaper over recent years, again, going to be more appealing. So we’ve, that’s obviously a correction we’ve already seen. But what I’m saying is it, I think, is gonna stay that way because the conditions are going to remain in place. So keeping it boring both in terms of what you invest in and how you invest in it is probably a better way to go. The best investing books come in two main styles; those that offer facts, data & information and those that offer an opinion. Both are incredibly useful - but we need to be able to identify which books are which. There are many different investing strategies and styles employed by investors all over the world, each with a different group of supporters.

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Whether you want to invest in a buy to let property or begin developing or renovating an old home to rent out, there’s a book to cover every niche question you may have.

As Marketing Director of Property Hub, Rob is responsible for producing outstanding educational resources, then spreading them to inform and inspire as many investors as possible. This is a common people asked by people researching the best books on property investment. There is certainly some overlap between the two terms.

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This is a radical oversimplification, of course, and I own plenty of financial assets. But if you read most personal finance advice you’d think they’re the only type – which cuts you off from some of the most valuable assets you can own. Principle #10: Your finances are a reflection of your personal habits This can change dramatically with sufficient motivation on both sides, although you will not always be in control of the factors at play. Property Magic by Simon Zutshi is one of the bestselling property books and the latest offering is a special 10th-anniversary edition. As an experienced investor, Simon offers some of the secrets that he uses for his ‘Property Mastermind Programme’. The Best Property Investment Book Challenge was originally a challenge I set myself to expose myself to new property investment thoughts and strategies. There’s just one snag: most amateur investors get market timing completely wrong. They sell in panic when prices fall, and are too scared to buy until everyone around them is buying too and the next crash is on the cards.