Also please note that your account information, both positive and negative, will be shared and can be viewed by other organisations. Further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found by going to www.cifas.org.uk/fpn if you have failed to carry out general or regular maintenance as required or recommended by the manufacturer; The PEGI (Pan European Game Information) system was introduced several years ago as a way of indicating the age ranges that a game is suitable for. The PEGI System is now classified by the Video Standards Council, rating each game on its content, rather than its playability or difficulty.

If your item is personalised - As these items are custom-made to your needs, you won't be able to cancel.This Policy Document and your Policy Schedule are your insurance documents and together they make up the contract between you and us. If, at the time of a valid claim under this policy, there is another insurance policy in force which covers you for the same loss or expense, we may seek a recovery of some or all of our costs from the other insurer. You must give us any help or information we may need to assist us with our loss recoveries.

Arrow XL - Some of our larger items require a specialist 2-person delivery service due to the size or weight of the parcel. During those cases Arrow XL will deliver those parcels. This is an open-ended agreement. This means it doesn't have a fixed end date. It will continue until you or we end the agreement (see below for information regarding how and when this can be done). This agreement is governed by English law. You agree that any legal cases concerning this agreement are heard by the courts of England and Wales. By law we must inform you that we supply the information in this agreement in English only. We’ll continue to communicate in English during your agreement with us.You have a right to withdraw from this agreement without giving us any reason. Your right to do this starts on the day after the agreement is made (or the date we confirm your credit limit, if later) and continues for 14 days (the 'withdrawal period'). Under the Data Protection Laws, we are the Data Controller of your information. This means we are responsible for how your personal data is collected, stored and processed. If your complaint has not been resolved within 8 weeks, we will send you a final response or a further progress update regarding your complaint. We can terminate this agreement immediately (after giving you notice under the Consumer Credit Act 1974) if you are in breach of the terms of the agreement. We may also end it at any time if you are not in breach of the agreement by giving you two months’ written notice. This insurance is designed to repair or replace your product if it is accidentally damaged or breaks down and fails to operate as intended by the manufacturer. Breakdown is covered outside of the manufacturers guarantee period.

Fire, explosion, storm, flood, earthquake, subsidence, epidemic, pandemic or other natural disaster; Studio Retail” - Studio Retail Trading Limited, the Appointed Representative of Frasers Group Financial Services Limited.Prior to 2021 the products would have been rated between A for high efficiency, and an F for low efficiency. However, the rating system became complicated as more efficient models were introduced and rated A, A and A. Ace offers many top brands of clothing and footwear at discounted prices including Adidas, Reebok, Ben Sherman and Morgan just to name a few. There are also many Disney products if you’re looking for something for the little ones. We'll choose a suitable credit limit for you when we open your account. We'll tell you your current credit limit on statements and you can also find it in the My Account section online. We base your initial credit limit on your personal circumstances and publicly available data from credit-reference agencies. (The data shows information about you including how you manage accounts run by other companies.) When you apply for an account, you can tell us if you'd like us to consider you for credit-limit increases in the future. We'll also explain how you can accept or reject increases. All claims must be made within 30 days of discovery of the incident. Failure to do so may delay your claim. The three main Credit Reference Agencies are Experian, TransUnion and Equifax. To access the Credit Reference Agency Information Notices (CRAIN) please follow the links below.